<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:media="http://search.yahoo.com/mrss/" xmlns:post="http://www.twentyoverten.com"><channel><title><![CDATA[Ocean Wealth Group]]></title><description><![CDATA[Our thought-provoking pieces cover everything from financial planning, to investments and the latest industry news.]]></description><link>https://oceanwealthgroup.com</link><generator>RSS for Node</generator><lastBuildDate>Mon, 13 Apr 2026 13:08:19 GMT</lastBuildDate><atom:link href="https://oceanwealthgroup.com/news/feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[9 Types of Insurance You (Probably) Don’t Need]]></title><link>https://www.aarp.org/money/personal-finance/insurance-you-do-not-need/</link><guid isPermaLink="false">697a71b751c496acfc55e80d</guid><category><![CDATA[articles]]></category><pubDate>Thu, 29 Jan 2026 06:31:41 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/60a29e23b7e74f7673c75c0b/00GNILj712XO/cropped/Insurance-You-Dont-Need.jpg"/><post:categories url="https://oceanwealthgroup.com/news/category/articles" slug="articles" name="articles"/></item><item><title><![CDATA[Episode 236: Building with Purpose]]></title><link>https://www.joincambridge.com/insights/cambridge-stronger/episode-236-building-with-purpose/</link><guid isPermaLink="false">697a71fb51c496acfc55e856</guid><pubDate>Wed, 28 Jan 2026 06:31:59 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/60a29e23b7e74f7673c75c0b/drgFwqWSF2Oy/cropped/cambridge-stronger-tile.jpg"/></item><item><title><![CDATA[Michael Hardy of Ocean Wealth Group on the keys to long-term planning]]></title><link>https://www.bizjournals.com/buffalo/news/2021/12/06/how-to-find-the-keys-to-long-term-planning.html</link><guid isPermaLink="false">697a727851c496acfc55e981</guid><category><![CDATA[articles]]></category><pubDate>Tue, 27 Jan 2026 06:32:27 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/60a29e23b7e74f7673c75c0b/FmLeetcpWt2s/cropped/sr-oceanwealthgroup-michael-hardy-dm-fxt44353-12xx21_900xx5389-3031-0-281.jpg"/><post:categories url="https://oceanwealthgroup.com/news/category/articles" slug="articles" name="articles"/></item><item><title><![CDATA[Financial planner gives back to Canisius High School for investing in him]]></title><link>https://www.bizjournals.com/buffalo/news/2022/03/14/mike-hardy-canisius-high-school.html</link><guid isPermaLink="false">697a735c51c496acfc55ea13</guid><category><![CDATA[articles]]></category><pubDate>Mon, 26 Jan 2026 06:32:48 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/60a29e23b7e74f7673c75c0b/daqWZ6PVJGr-/cropped/rop-bbb-michael-hardy-trd-fxt49794-030422.jpg"/><post:categories url="https://oceanwealthgroup.com/news/category/articles" slug="articles" name="articles"/></item><item><title><![CDATA[13 Bad Habits That Are Hurting Your Retirement Savings]]></title><link>https://finance.yahoo.com/news/13-bad-habits-hurting-retirement-190052000.html?guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&amp;guce_referrer_sig=AQAAAEqMKc3b8mo6HKEhMwDukEN3u6VqHgMBWTOAvJAsLd7pM3XfukV3DWV_qez835o2unMa0wmNgZAcSTdST4Vo9Dsux-pScYuItB8vwPtGbMHo7JliH69E_Fuu1Lw-%20ktfX3uW544MRvREqrTyxAOtCVFQxHlPlfx07JKlps4eqaBUJ</link><guid isPermaLink="false">697a73a9281d67c89c9db0e0</guid><category><![CDATA[articles]]></category><pubDate>Sun, 25 Jan 2026 06:33:11 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/60a29e23b7e74f7673c75c0b/1HTZkAdhSAyg/cropped/f7b3abcccd4a4fd14a490c97f57b165d.jpg"/><post:categories url="https://oceanwealthgroup.com/news/category/articles" slug="articles" name="articles"/></item><item><title><![CDATA[New Town, New Strategy]]></title><link>https://www.wealthmanagement.com/opinions/new-town-new-strategy</link><guid isPermaLink="false">60eca0abb7e1b70cddc8ea03</guid><category><![CDATA[articles]]></category><pubDate>Mon, 12 Jul 2021 20:06:42 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/60a29e23b7e74f7673c75c0b/RPzEKDK3HOf/cropped/michaelhardy.gif"/><post:categories url="https://oceanwealthgroup.com/news/category/articles" slug="articles" name="articles"/></item><item><title><![CDATA[Should retirees finance a car or pay cash?]]></title><link>https://finance.yahoo.com/news/retirees-finance-car-pay-cash-100000413.html</link><guid isPermaLink="false">60eca0d9dda90020413e49de</guid><category><![CDATA[articles]]></category><pubDate>Mon, 12 Jul 2021 08:07:29 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/60a29e23b7e74f7673c75c0b/FH9VjGzpiCY/cropped/pick-trucks-drive-ford-sales-20130904-200036-530.webp"/><post:categories url="https://oceanwealthgroup.com/news/category/articles" slug="articles" name="articles"/></item><item><title><![CDATA[10 Quick Steps to Plan For Retirement in Your 30s]]></title><link>https://www.nasdaq.com/articles/10-quick-steps-plan-retirement-your-30s-2015-08-19</link><guid isPermaLink="false">60eca088b7e1b70cddc8e9e2</guid><category><![CDATA[articles]]></category><pubDate>Mon, 12 Jul 2021 08:05:57 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/60a29e23b7e74f7673c75c0b/tvdhtLtTkUQ/cropped/ea09a928c5600c046103dca75d03d8ea7b78728d_retirement38.jpeg"/><post:categories url="https://oceanwealthgroup.com/news/category/articles" slug="articles" name="articles"/></item><item><title><![CDATA[No rush to pay that mortgage off early]]></title><link>https://buffalonews.com/lifestyles/no-rush-to-pay-that-mortgage-off-early/article_ac3ea652-9d84-5c66-bc60-ed0928ae1764.html</link><guid isPermaLink="false">60ec9fe9dda90020413e48c2</guid><category><![CDATA[articles]]></category><pubDate>Mon, 12 Jul 2021 08:04:32 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/60a29e23b7e74f7673c75c0b/DoxuB9h1tzu/cropped/5ef3949c3b219image.jpg"/><post:categories url="https://oceanwealthgroup.com/news/category/articles" slug="articles" name="articles"/></item><item><title><![CDATA[How to Fight Back Against Physical and Financial Threats]]></title><link>https://www.thestreet.com/personal-finance/credit-cards/how-fight-back-against-physical-and-financial-threats-12785040</link><guid isPermaLink="false">60ec9f65dda90020413e481a</guid><category><![CDATA[articles]]></category><pubDate>Mon, 12 Jul 2021 08:02:37 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/60a29e23b7e74f7673c75c0b/Y_lCmCel4ZI/cropped/pentagram-logo-design-TheStreet.png"/><post:categories url="https://oceanwealthgroup.com/news/category/articles" slug="articles" name="articles"/></item><item><title><![CDATA[Donor-Advised Funds: Can This New Trend Save You on Taxes?]]></title><link>https://www.forbes.com/sites/learnvest/2014/03/10/donor-advised-funds-can-this-new-trend-save-you-on-taxes/?sh=3a748d65a551</link><guid isPermaLink="false">60ec9ea0dda90020413e4718</guid><category><![CDATA[articles]]></category><pubDate>Mon, 12 Jul 2021 07:59:28 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/60a29e23b7e74f7673c75c0b/qxpCUBUpfiF/cropped/https___blogs-imagesforbescom_learnvest_files_2014_04_donor-advised-funds.jpg"/><post:categories url="https://oceanwealthgroup.com/news/category/articles" slug="articles" name="articles"/></item><item><title><![CDATA[Majority of Americans Are Woefully Unprepared for Financial Emergencies]]></title><link>https://fortune.com/2016/09/23/majority-of-americans-are-woefully-unprepared-for-financial-emergencies/</link><guid isPermaLink="false">60ec9ed6b7e1b70cddc8e75e</guid><category><![CDATA[articles]]></category><pubDate>Mon, 12 Jul 2021 07:59:13 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/60a29e23b7e74f7673c75c0b/yoR2U8jOi8a/cropped/gettyimages-108433805-e1474655588261.jpeg"/><post:categories url="https://oceanwealthgroup.com/news/category/articles" slug="articles" name="articles"/></item><item><title><![CDATA[Market Beaters]]></title><link>https://static.twentyoverten.com/60a29e23b7e74f7673c75c0b/2tepEfhXksj/barrons-market-beaters-2014.pdf</link><guid isPermaLink="false">60e5cdd5b5ed2c66e3223d4b</guid><category><![CDATA[articles]]></category><pubDate>Wed, 07 Jul 2021 08:00:26 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/60a29e23b7e74f7673c75c0b/Q7yj6tWAg-5/cropped/Screen-Shot-2021-07-12-at-40002-PM.png"/><post:categories url="https://oceanwealthgroup.com/news/category/articles" slug="articles" name="articles"/></item><item><title><![CDATA[The Active-Passive Powerhouse]]></title><link>https://static.twentyoverten.com/60a29e23b7e74f7673c75c0b/hh2lllOxUhe/active-passive-powerhouse-Wall-Street-Journal-Article-DFA.pdf</link><guid isPermaLink="false">60e5cd705f907e3a905b841d</guid><category><![CDATA[articles]]></category><pubDate>Wed, 07 Jul 2021 07:57:17 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/60a29e23b7e74f7673c75c0b/RBkK3GeZaIy/cropped/the-wall-street-journal-logo.png"/><post:categories url="https://oceanwealthgroup.com/news/category/articles" slug="articles" name="articles"/></item></channel></rss>