In times of market volatility or economic uncertainty, it’s natural to wonder if time-tested strategies still hold up. One of the most frequently questioned—yet most essential—is diversification.

I understand it is a scary time in the markets and the world. However, in my 24 years as a Wealth Manager & Investor, if I could have picked the best times to invest: it would it would have always been times just like this.

In this report, we will provide a brief background on the advancements of AI, the role of DeepSeek as a potential disruptor, and what this means for the markets and select industries.

Recently we have received some questions about the difference between mutual funds and exchange traded funds (ETF’s). While they are both similar in many ways there are some subtle differences between the two we’d like to highlight for our clients.

A quick check on the website www.usdebtclock.org will give the current running total of the federal debt. As of this writing, that number is over 36 trillion and rising. Since we get questions from time to time regarding this topic, we wanted to cover the history of the federal debt, just who holds the debt and how we got to where we are today along with the potential impacts on your investments